Don’t gamble.

Know what you’re buying.

Independent M&A due diligence for people buying a business. We tell you what the numbers really say, before you commit.

Why MBA-America

Most private-company numbers arrive unverified. We fix that.

Owner-prepared financials come with disclaimers, not assurances. We do the independent digging so you know exactly what you’re acquiring.

We work only for the buyer

Independent and objective. Our only job is to protect the person writing the check.

We surface what a seller won’t

Unaudited, owner-prepared numbers get verified, reconstructed, and pressure-tested.

Strictly confidential

Everything you share stays private, and is destroyed at the end of the engagement unless you direct otherwise.

Our Process

We tell you what the numbers really say.

Every engagement follows the same disciplined path. How deep we go is set by the package you choose.

PHASE 1

Verify the Foundation

We confirm the business is what the seller says it is, reviewing 3 years of tax returns, financials, the general ledger, and platform data.

PHASE 2

Value the Business

We dig into the numbers to establish what the business is truly worth: add-backs, working capital, profitability, and an internal valuation.

PHASE 3

Challenge & Resolve

We pressure-test the findings, raising every question, gap, or disconnect and resolving them until the numbers hold up.

PHASE 4

Transition & Close

We support a clean handoff, affirming your plan and projections, then help you drive the deal to the finish line.

Packages

Due Diligence Packages

Three levels of depth. Add any specialized check to any package.

CORE

7–10 business days

WHAT YOU GET

A clear read on earnings, a 24-month cash forecast, and a findings report.

WHAT IT DOES

Confirms the earnings are real before you commit.

COVERS PHASES

ADVISORY

14–21 business days

WHAT YOU GET

Everything in Core, plus an internal valuation, focused quality-of-earnings, tax alignment, and a profit outlook.

WHAT IT DOES

Shows what the business is truly worth and whether the asking price holds up.

COVERS PHASES

GROWTH

21–30 business days

WHAT YOU GET

Everything in Advisory, plus add-backs, working capital, a marketing & digital review, and a transition roadmap.

WHAT IT DOES

The full picture, plus a day-one plan to run and grow the business.

COVERS PHASES

Specialized checks (forensic verification, key-person & concentration risk, and the Post-Close 100-Day Transition Plan) can be added to any package.

Deliverables

Everything you receive, by package.

● Included    ○ Available as add-on

DELIVERABLECOREADVISORYGROWTH
Phase 1 · Verify the Foundation
Earnings Performance Report
24-Month Forecast with Cash Runway
Key Findings Report
Phase 2 · Value the Business
Tax & Financial Statement Alignment Review (3 Yrs)
Projected Profitability Report
Valuation Support Analysis
SDE Add-Back Analysis
Working Capital Assessment
Marketing & Digital Presence Report
Phase 3 · Challenge & Resolve
Focused QoE Report
Phase 4 · Transition & Close
Business Insights & Transition Roadmap
Add-Ons · Available to any package
Key-Person Risk & Organization Assessment
Customer & Vendor Concentration Risk Analysis
Financial Reconstruction from Bank Statements (2 Yrs)
Monthly Cash Verification (2 Yrs)
3-Way Revenue Assessment: POS, Bank & Books (2 Yrs)
Post-Close 100-Day Transition Plan

About Us

Institutional rigor, right-sized for the deals that matter to you.

MBA-America (Micro Business Analysts) is an independent due diligence firm for people buying small and lower-middle-market businesses. We work only for the buyer, and our job is simple: make sure you know exactly what you’re buying before you commit.

Most private businesses come to the table with unaudited, owner-prepared financials. We verify them independently, reconstruct the earnings, test the value, and surface the risks a seller won’t volunteer, then deliver it in plain English rather than a data dump.

Based in Houston, Texas, every engagement is strictly confidential. At its conclusion, the information you share is destroyed unless you direct otherwise.

“Know what you’re buying.”

Micro Business Analysts · Houston, TX

Get Started

Talk to us before you buy.

“Know what you’re buying.”