
M&A DUE DILIGENCE
Independent M&A due diligence for people buying a business. We tell you what the numbers really say, before you commit.
Owner-prepared financials come with disclaimers, not assurances. We do the independent digging so you know exactly what you’re acquiring.
Independent and objective. Our only job is to protect the person writing the check.
Unaudited, owner-prepared numbers get verified, reconstructed, and pressure-tested.
Everything you share stays private, and is destroyed at the end of the engagement unless you direct otherwise.
Every engagement follows the same disciplined path. How deep we go is set by the package you choose.
Verify the Foundation
We confirm the business is what the seller says it is, reviewing 3 years of tax returns, financials, the general ledger, and platform data.
Value the Business
We dig into the numbers to establish what the business is truly worth: add-backs, working capital, profitability, and an internal valuation.
Challenge & Resolve
We pressure-test the findings, raising every question, gap, or disconnect and resolving them until the numbers hold up.
Transition & Close
We support a clean handoff, affirming your plan and projections, then help you drive the deal to the finish line.
Three levels of depth. Add any specialized check to any package.
7–10 business days
A clear read on earnings, a 24-month cash forecast, and a findings report.
Confirms the earnings are real before you commit.
14–21 business days
Everything in Core, plus an internal valuation, focused quality-of-earnings, tax alignment, and a profit outlook.
Shows what the business is truly worth and whether the asking price holds up.
21–30 business days
Everything in Advisory, plus add-backs, working capital, a marketing & digital review, and a transition roadmap.
The full picture, plus a day-one plan to run and grow the business.
Specialized checks (forensic verification, key-person & concentration risk, and the Post-Close 100-Day Transition Plan) can be added to any package.
● Included ○ Available as add-on
| DELIVERABLE | CORE | ADVISORY | GROWTH |
|---|---|---|---|
| Phase 1 · Verify the Foundation | |||
| Earnings Performance Report | ● | ● | ● |
| 24-Month Forecast with Cash Runway | ● | ● | ● |
| Key Findings Report | ● | ● | ● |
| Phase 2 · Value the Business | |||
| Tax & Financial Statement Alignment Review (3 Yrs) | ○ | ● | ● |
| Projected Profitability Report | ○ | ● | ● |
| Valuation Support Analysis | ○ | ● | ● |
| SDE Add-Back Analysis | ○ | ○ | ● |
| Working Capital Assessment | ○ | ○ | ● |
| Marketing & Digital Presence Report | ○ | ○ | ● |
| Phase 3 · Challenge & Resolve | |||
| Focused QoE Report | ○ | ● | ● |
| Phase 4 · Transition & Close | |||
| Business Insights & Transition Roadmap | ○ | ○ | ● |
| Add-Ons · Available to any package | |||
| Key-Person Risk & Organization Assessment | ○ | ○ | ○ |
| Customer & Vendor Concentration Risk Analysis | ○ | ○ | ○ |
| Financial Reconstruction from Bank Statements (2 Yrs) | ○ | ○ | ○ |
| Monthly Cash Verification (2 Yrs) | ○ | ○ | ○ |
| 3-Way Revenue Assessment: POS, Bank & Books (2 Yrs) | ○ | ○ | ○ |
| Post-Close 100-Day Transition Plan | ○ | ○ | ○ |
MBA-America (Micro Business Analysts) is an independent due diligence firm for people buying small and lower-middle-market businesses. We work only for the buyer, and our job is simple: make sure you know exactly what you’re buying before you commit.
Most private businesses come to the table with unaudited, owner-prepared financials. We verify them independently, reconstruct the earnings, test the value, and surface the risks a seller won’t volunteer, then deliver it in plain English rather than a data dump.
Based in Houston, Texas, every engagement is strictly confidential. At its conclusion, the information you share is destroyed unless you direct otherwise.
“Know what you’re buying.”

“Know what you’re buying.”